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Our no age limit mexican health insurance policies include the top Hospitals in Mexico and have the best prices in the market!
Here are some examples on Health Insurance in Mexico;
Sum Insured: NO LIMIT Deductible: $1,000 USD
Total Annual Premium in Mexican Pesos| Male | Female | ||
| Age 34 | Mx $8,140.47 | Mx $10,096.85 | |
| Age 42 | Mx $10,277.98 | Mx $11,855.27 | |
| Age 54 | Mx $14,024.08 | Mx $14,277.31 | |
| Age 65 | Mx $19,484.43 | Mx $18,645.29 | |
| Age 72 | Mx $39,796.80 | Mx $39,466.61 |
Sum Insured: NO LIMIT Deductible: $4,000 USD
Total Annual Premium in Mexican Pesos| Male | Female | ||
| Age 34 | Mx $5,119.50 | Mx $6,010.54 | |
| Age 42 | Mx $6,093.04 | Mx $6,811.44 | |
| Age 54 | Mx $7,799.21 | Mx $7,914.58 | |
| Age 65 | Mx $10,286.21 | Mx $9,904.01 | |
| Age 72 | Mx $19,537.67 | Mx $16,387.28 |
Monthly, Quarterly, and Half Yearly payments available!
Mexico Health Insurance
We offer No Age limit Health Insurance Policies with the highest level of Hospitals and Doctors in all of Mexico with the most affordable prices. Options to consider include emergencies abroad and dental services. This policy is underwritten by PLAN SEGURO, the Mexican Insurance company specialized in health Insurance. CONTACT US
Quality options for expat health
Quality Full Care Policies
We also offer quality health care policies that give you the best of Mexican health care, in the best hospitals with care from Mexico's finest doctors. Some plans allow you to select your own doctor. PLAN SEGURO policies give you access to medical treatment throughout the highest level of Hospital in all of Mexico.
A Plan Seguro Mexican health Insurance Policy to Suit Your Preference
This Policy includes the following benefits:
- I. PREVENTIVE CAMPAIGNS.
- II. AMBULATORY COVERAGE.
- III. MAJOR MEDICAL INSURANCE.
I. PREVENTIVE CAMPAIGNS
-Mastografy. You pay only Mx$220.00 pesos.-Cervicouterine Cancer, Breast Cancer, Dislipidemias, Prostate Cancer, Diabetes, And Osteoporosis. With no cost for you.
II. AMBULATORY COVERAGES
- Ambulatory Medical Consults – You pay only Mx$129.00 pesos with appointments made with doctors inside the network. Outside you pay 40% of the cost.- Laboratory tests, cabinet and office imaging inside of the network. You pay 40% of the cost.
- Medical checkups. You pay only Mx$404.00 Pesos.
EXCLUSIONS:
- o Pregnancy control consults childbirth, postpartum and related complications, weight control, and dental procedures.
- o Medications.
- o Doctors, hospitals and laboratories outside the network.
III. MAJOR MEDICAL INSURANCE
- Hospital expenses- -Standard private hospitalization and meals with a maximum of 180 days per condition.
-General nursing attention.
-Operating room, recovery, and recuperation.
-All cost incurred and related to the condition for which the claim was submitted.
-Extra hospital bed for a companion.
- Medications included.
- Medical – surgical fees
- Anesthetist's fees
- Assistant's fees
- Home nursing fees
- Laboratory, cabinet, and hospital imaging
- Chiropractic
- Declared pre-existing conditions
- Prosthesis, orthopedics, medical equipment
- Emergency air ambulance
- Ground ambulance
- Medical consults
- Oxygen consumption
- Physiotherapy and rehabilitation (3 months or 30 sessions per condition).
- Ozonotherapy (20 sessions and up to 1 SMGM each, maximum.
- Blood Transfusions and Application.
- Radiotherapy and Chemotherapy Treatment.
- Dental Treatment, Alveolar or Gingival (Sum Insured 10 SMGM, applying policy's deductible and coinsurance).
- Reconstructive Treatments due to an accident.
- Nose disease or paranasal sinus derivated from an accident (applying deductible and 50% coinsurance).
- Organ Transplant (heart, lung, liver or kidney, up to 800 SMGM or contracted SA, whichever is less costly).
- Dangerous Sports (occasional or vacational practice, performed twice a month as a maximum).
- Psychiatric Damage (covered accident, terminal illness, assault, kidnapping or rape).
- Palpebral Ptosis.
- Parenteral Feeding (20 sessions per condition).
- Breast Expanders.
- Lessions suffered by the insured when traveling as a passenger in commercial airlines.
- External Equipment for Medication Application.
- HIV Testing (Preoperative Protocol)
PLAN SEGURO PROVIDES THE FOLLOWING AMOUNT OF MONEY TO SUPPORT WHEN:
Cardiac valvular prosthesis, endoprosthesis, and stents Mx$71,800.00 pesos per condition Pacemakers Mx$ 26,925.00 pesosHip prosthesis, knee, shoulder, elbow, ocular prosthesis, and artificial limbs, osteosynthesis material Mx$52,055.00 pesos per concept
Rental or purchase of orthopedic equipment such as crutches, wheelchairs, artificial lungs or other similar devices Mx$52,055.00 pesos per concept
WAITING PERIODS
10 MONTHS.
- PREGNANCY COMPLICATIONS, DELIVERY, CESAREAN SECTION OR POSTPARTUM (SA 65 SMGM, deductible and coinsurance apply).- DELIVERY AND CESAREAN SECTION (SA 15 SMGM, no deductible or coinsurance).
- ABORTION AND DILATION AND CURETTAGE (SA 5 SMGM, no deductible or coinsurance).
- NEWBORNS.
- CONGENIAL DISORDERS (IF THE MOTHER IS INSURED).
12 MONTHS
- ADEINOIDECTOMY AND TONSILLECTOMY.-INCISIONAL HERNIAS, HERNIAS, HEMORRHOIDS, AND ANORECTAL DISEASES.
-CHOLECYSTITIS, BILIARY LITHIASIS, BILIARY VESICULAR LITHIASIS.
-PERIPHERAL VENOUS INSUFFICIENCY, VARICOCELE, LOWER LIMB VARICES.
-RENAL AND GENITOURINARY LITHIASIS.
-PROSTHATIC DISEASE (EXCEPT CANCER).
-ACID PEPTIC DISORDERS.
-DIVERTICULAR ILLNESS, POLYPS, AND DIVERTICULOSIS.
-NOSE DISEASE OR PANASAL SINUS DERIVATED FROM AN ILLNESS (applying deductible and 50% coinsurance).
-TUMORS (EXCEPT CANCEROUS).
2 YEARS
-PROSTATECTOMY.-CATARACTS.
-ILLNESSES RELATED TO THE PERONEUS, HALLUX VALGUS (BUNIONS).
-ANY KIND OF PROLAPSE.
-GYNECOLOGICAL DISEASE.
-ANY KNEE OR VERTEBRAL COLUMN DISEASE.
- CANCER.
4 YEAR
-HIVMAJOR EXCLUSIONS
- Combination of Hypertension and Diabetes
- Cancer in less than 10 years.
GENERAL EXCLUSIONS
1. Pre-existing conditions omitted on the application2. For lesions or illnesses caused as a consequence of serving in the military service, insurrection, war, natural catastrophe, riots, rebellion or fights.
3. For intentional criminal acts of the insured.
4. Self inflicted injury, voluntary mutilation, auto medication, and suicide attempt, even when these are caused by mental illness.
5. Injuries resulting from participating as a passenger on any racing vehicle, race, tryouts or competitions, resistance or speed in autos, mononautics or motorless flying.
6. Injuries resulting as a consequence of professional or amateur practice of any sport, as well as participation on official races and exhibitions.
7. Injuries resulting as a consequence of professional or amateur practice of the following dangerous sports: mountaineering, climbing, rappelling, scuba diving, rodeos, skiing, bull fighting, motorcycling, go karts, box, Greco Roman wrestling, wrestling, hunting, caving, hockey, horseback riding, football, martial arts, karate, sky diving or any other air sport practiced as an amateur.
8. Injuries sustained when traveling as a pilot, mechanic or crew member of an aircraft that does not belong to a legally established commercial airline.
9. Conditions and treatments to correct mental diseases, hysteria, neurosis or psychosis, all kinds of psychological disease, psychiatric or nervous, psychomotor, related to language and speech, learning disability, anxiety, depression, anguish, senile dementia, and cognitive disorders, irrespective of their clinical manifestations except what is specified as Covered Medical Expenses on Psychiatric Damage.
10. Condition as a result of the use of alcohol, drugs, barbiturate, stimulant, sleeping pills or similar.
11. Pregnancy conditions except as covered in subsection Pregnancy Complications, delivery, and cesarean section or postpartum; also excluded are pregnancy complications as a consequence of infertility and sterility treatments.
12. Costs incurred in diagnostics, medical or surgical treatment and/or complications for the treatment of infertility, sterility, sexual dysfunction and birth control.
13. Vision exam, eye glasses, contact lenses, intraocular lenses or hearing aids.
14. Dental exams and consultations, alveolar, gingival, maxillary or any other kind, except the ones required for reconstruction, as a result of an accident.
15. Treatments or surgical interventions of aesthetic or plastic nature including keloid scars, except reconstructive indispensable for functioning as a consequence of an accident or illness.
16. Medical or surgical treatment and/or complications related to alopecia, obesity, weight reduction, tobacco abuse, and lower limb sclerotherapy.
17. Rectoabdominal muscle diastasis, regardless of the cause.
18. Malformations and congenial disease and consequences suffered by insureds who were born outside the policy term.
19. Circumcision regardless of the cause, except as indicated on Covered Medical Expenses.
20. Rest cures or checkups, except expenses covered on Ambulatory Coverages.
21. Physiological expenses of a newborn.
22. Replacement of orthopedic or prosthetic devices existent at the policy issue date.
23. Purchase or rental of shoes or orthopedic shoe inserts, hospital bed or similar devices.
24. Expenses for insured's companions during hospitalization, except extra bed.
25. Treatments not recognized by medical scientific practice, experimental treatments or treatments of uncertain benefits for the patient.
26. Treatments that require the use of an hyperbaric chamber.
27. Any complication arising from conditions expressly excluded from this contract.
28. Intrahospital specialized nurse.
29. Medical fees when the doctor is the one insured or is related to the insured.
30. Treatment for presbyopia, hypermetropia, astigmatism, myopia, strabismus, regardless of the cause.
31. Palpebral ptosis except for complications of a medical covered expense.
32. Expenses related to blood transfusions:
- ABO and Rh (identification of blood type of potential donors)
- COMPATIBILITY TESTS
- IRREGULAR ANTIBODIES
- BLOOD CHARGE OR SUPPLY RECOVERY
33. Parenteral feeding except in case of hospitalization.
34. Pigmented skin lesions such as nevus or moles, warts, seborrheic keratosis, acne, rosacea, congenital disease, as well as treatments based on hypnosis, cryotherapy, and chelation.
35. Breast expanders (except if required as part of the reconstructive treatment of breast cancer covered by PLAN SEGURO). Breast prosthesis and ailments and/or complications caused by placement of them.
36. Menopause, climacterium, osteoporosis (densitometry), tobacco abuse, sleep control.
37. Any kind of immunization.
38. Supplements or vitamin complexes and alimentary, as well as any kind of infant formula (milk).
39. HIV care for newborns.
40. Regarding organ transplant of any kind, presurgical and postsurgical expenses are excluded on a living donor post- transplant, and any complication of the living donor derived from the event, as well as any gratification or compensation that he/she receives, except the ones mentioned on Covered Medical Expenses.
41. Acupuncture, naturopathic, homeopathic or any other kind of treatment of alternative medicine.
42. Expenses not related to the disease and/or accident claimed will not be covered, as well as services, rental or purchase of equipment or devices to provide comfort and personal recreation.
43. Treatment to correct behavioral and learning problems, short stature, growth, development, gigantism and its complications, early stimulation, speech therapy, impaired growth and development.
44. The following are not covered:
a) Epidemics officially declared by health authorities.
b) Nuclear or radioactive explosions.
c) Radioactive pollution.
d) Terrorist acts as a result of the direct participation of the insured on intentional criminal acts.
45. Civil, criminal or any other kind of responsibility derived from a service received from a provider.
46. Any condition of which symptoms or signs have been manifested and/or initiated on any open period, as well as any expense incurred over the above mentioned period.
47. Medical and/or surgical treatment with Focus Exablate.
48. Correction of sleep disorders, sleep apneas, and snoring, even the ones resulting from covered illnesses or accidents.
Expat Healthcare Strategy
We offer quality medical coverage underwritten by AXA Seguros, Plan Seguro, Mapfre and Plan Seguro. Options to consider include emergencies abroad policy travels with you! We are delighted to help you select the right type of coverage for your needs; please contact us for assistance.
Tiered Coverage Options
Plan Seguro offers several health insurance programs providing a variety of deductible and coverage limit options to suit your needs.
Air Ambulance Services
Air Ambulance services, provided by Sky Med, complement travel medical coverage for expatriates in Mexico. While our high–quality travel medical policies provide care for many health care issues, some people prefer to keep open a lifeline to stateside critical care facilities and doctors. An air evacuation policy can help you weather the financial crisis of a health emergency possibly saving you tens of thousands of dollars or more.
Travelers Insurance
AXA Seguros, RSA Seguros, and Mapfre also offer full–featured travel medical insurance which we will gladly describe to you. Contact us at your convenience.
Quality options for expat health
Quality Full Care Policies
We also offer quality health care policies that give you the best of Mexican health care, in the best hospitals with care from Mexico's finest doctors. Some plans allow you to select your own doctor. BUPA Mexico policies give you access to medical treatment throughout the US or Latin America Essential Network. Featuring worldwide emergency care, they offer a policy with 240 maximum inpatient care days.
A Plan to Suit Your Preference
The features listed here are just a sample of coverage features available. We look forward to helping you learn more about them, select the features you need, to secure the health insurance plan which suits you.
